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Personal insurance helps provide security in uncertain times

Purchasing personal insurance is often an uncomfortable subject for people as it means accepting that we are unfortunately not bullet-proof. However, it is better to accept this reality and prepare for the unexpected to protect what is most important in life: you, your lifestyle, and your family. 

At Coastal Advice Port Macquarie, our specialist Insurance Team can help build a personalised insurance strategy for you.

It can be difficult to understand what insurance solutions you may need to best protect you and your family. Our financial planners have comprehensive knowledge of the personal insurance products on the market, how to structure them, how they differ from each other, and each Insurer’s application and claims process.


Protect what matters most with Life Insurance

There is not a ‘one-size fits all’ approach to selecting insurance policies.

We can help you to create a tailored and affordable combination of

insurance that will consider the four main types of personal insurance cover:

  • Income Protection
  • Total and Permanent Disability (TPD)
  • Trauma (or Critical Illness)
  • Life Insurance

Furthermore, our experienced financial advisers can review your cover and your life stage regularly to ensure your policies are the most appropriate for you.

You can rest assured knowing that should you need to make a claim, your policies could afford you the ability to maintain your lifestyle and household expenses during recovery, continue loan repayments, alter your home in the case of disability, pay for out-of-pocket medical expenses (e.g. specialist treatment), and ensure your family does not need to make sacrifices if you are unable to work either temporarily or permanently.

If you want to plan for an effective personal insurance solution, book a complimentary initial appointment with a Coastal Advice Port Macquarie Insurance Specialist.

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